LazyPay
India’s credit super-app for Instant loans, BNPL, Utility bills and more
- Published by
- PayU Finance (India) Private Limited
- Category
- Loan & Credit Apps
- Store ratings
- Google Play 4.6 from 5,93,075 ratings
- Installs
- 1 crore+
- Reads your SMS
- Yes
- Reads your contacts
- No
- Shows ads
- No
- Most raised problem in store reviews
- Nobody answers
Licences
- IRDAI corporate agent, CA0987 (unverified)
What users report
- Nobody answers: Support that does not reply, or replies with a template and closes the ticket.
- Recovery agent behaviour: Calls to family and contacts, abusive language, threats.
- Credit report problems: Wrong entries, closed loans still showing, scores dropped without cause.
- Pushed into things: Auto-debits, subscriptions or products the user says they did not choose.
- Data and spam calls: Calls, messages or data sharing the user did not expect.
Operated by PayU Finance (India) Private Limited.