Check any money product before it checks you.

Licences, fees, waiting periods and what an app can read on your phone, for every money product in India. Each fact shows its source. We take no commission from any of them.

Four questions, answered for every product

• Is it licensed? Checked on the RBI, SEBI and IRDAI registers.
• What does it really cost? From the provider's own pricing and fee documents.
• What can it see on your phone? Every permission from Google Play.
• What do people complain about? Counted from store reviews.

What are you deciding?

• Save: banks and neobanks, fixed deposits
• Invest: stock brokers, mutual fund apps
• Insure: 332 health policies, insurance apps
• Borrow: loan apps, credit score apps
• Pay: UPI apps and wallets, forex and remittance
• Spend: 680 credit cards

Qrates lists 976 money apps, 332 health policies, 680 credit cards and 779 companies. We take no affiliate or referral fee.